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Local Maps and Links: Royal Oak, Berkley and Brighton Michigan home buying, real estate listings, and homes for sale in Oakland County, MI

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Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Q	What is the legal term used to describe the right of the U. S. government to condemn private land for public use?
A	Right of Eminent Domain allows the government to confiscate private land by paying full market value for the property.
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Team Reeber, REALTORŽ, real estate agents and broker for Royal Oak, Berkley and Brighton Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

Team Reeber
RE/MAX New Trend
38275 Twelve Mile Rd, Ste. 101
Phone: (248) 553-5050 x419
Cell: 248-730-0451
Fax: (248) 324-9275
Email: karenreeber@NUMBER1EXPERT.com
Real Estate has been my business for over 30 years. I am serious about doing it right! My past success comes from giving each of my clients the loyalty, professionalism and personal care that they deserve. I have received many prestigious awards through the years, but the best awards are the satisfied clients that keep coming back and who continue to send their family and friends for all their real estate needs.

My own family has joined with me over the years to offer the best service available. My youngest daughter got her license 12 years ago. My oldest daughter helps the team with administrative matters. My husband is our "Handy Man" and makes himself available to our clients to help with finishing touches or minor updates/remodeling.

Our team is unique, gracious and willing to do whatever it takes to make you a satisfied client. It has been our pleasure to help people from all walks of life with their real estate needs. Let Team Reeber help you with yours!

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